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Scope of the call

To understand key drivers for merchants to use QR codes issued to them

A global financial and investment organisation

Expected date of call: 24/12/2024

Minimum experience Needed: 10 Year(s)

BROAD CATEGORY

Strategy and Business Development

Sub CATEGORY

Business planning processes

INDUSTRY

Financial & Investment

Domain Expertise Needed

network development

Required experience in organisation like

Bajaj FinancePaytmPayNearByPhonepe

Have worked in roles like

-

Question You Would be expected to answer

  • How do these players offer solutions to merchants? (App based, browser based, broad feature-set)
  • What kind of offerings are given to these merchants? (Eg: QR Code, BBPS, working capital loans etc)
  • Why does a merchant continue to transact with them? (Eg: same day settlement, additional avenues to earn through cross-sell)
  • On an average, how much does a merchant earn per month?
  • Are there any costs that a merchant has to pay to these players for using the QR code? (Per transaction? / for same-day settlement)
  • Do they pay any additional incentives to the merchant for using the QR code?
  • What is the nature of incentives paid to these merchants for cross-sell of other financial products?
  • What is the typical settlement cycle for transactions done through the QR? (Eg: T+1 / T+0 etc)
  • How are the teams structured within these companies for acquiring and servicing these merchants?